Work At Home Scams To Be Leary Of!

Envelope Stuffing Opportunities

Many companies that offer envelope stuffing opportunities uses deceptive unrealistic promises to unsuspecting business opportunity seekers. The company claims that you will be earning money only by stuffing envelope for $5 each, however, what they fall to mention is that you have to advertise a product with small classified ads in newspapers or magazines and in your ad you must ask potential customers to send you a self addressed stamped envelope with $5. Once you receive the SASE and the $5, you have to then insert the their circular into the envelopes and mail it to the prospect while keeping the $5 for yourself. The truth is that chances are you will receive very little, if any, responses from the classified ads that you place. Most people are reluctant to send a SASE and $5 for information. Would you send a SASE and $5 just to receive information. Odds are you would say no.

Typing At Home Opportunities

According to many companies, you could earn big bucks by doing simple data entry work for companies at home. All you have to do is type 3 to 4 line sentences then submit the data online and you get paid. The truth is that you will not be doing typing work. Right of the bat, they are lying to you. Here's how this opportunity really works: You have to place and pay for ads that will promote a company's product. You also have to design the ads yourself. You only make get paid if someone responses to your ad and buys the product. You're pay is a percentage of the sale. You pay is not basic on typing and just submitting ads.

Some companies charge $39.95 to a whopping $99.99 to join their program. I've notice that these opportunities have been picking up steam over the last few months. Beware of these work opportunities.

Processing Medical Insurance Claims

You've seen the ads that claim that you can earn from $800 to $1000 weekly processing insurance claims on your home computer for health care professionals. Over 80% of providers need your services. Learn how in one day!  Typically, the promoter of this scheme attracts you by advertising on cable television and, perhaps, by inviting you to a business opportunity trade show at a hotel or convention center. You may be:

• Urged to buy software programs and even computers. A program selling at a software store for $69 might cost you several thousand dollars.

• Told that your work will be coordinated with insurance companies by a central computer.

• Required to pay for expensive training sessions available at a 'current special rate' that will be higher in the future, and Pressured to make a decision immediately.

Most likely, the expensive training sessions are superficial, and the market for your services is very small. In one case, instead of 80 percent, only 20 percent of the health care professionals did not have their own computerized systems.

The promoter also may delay the processing of your work, citing heavy usage or mistakes in your work. There may be no central computer. You may be left with no way to deliver what you have promised your customers, if you found any.

Nigerian Bank Scam

Nigerian-type scams continue to be the most prolific scam around. This well known scam began in the 1980s and spread through Europe, North America and Australia. People receive a letter advising there are millions of dollars held in a Nigerian bank account that they can share in by sending details of their bank account and blank letterheads.

The sender of the letter, who usually describes himself as a highly placed and influential person with contacts in the Nigerian Government, says fictitious invoices will be prepared to enable the transfer of money to the account of the targeted business. To 'facilitate' the transfer, the business has to first pay approximately $5,000 to the contact in Nigeria for fees, taxes and bribes.
People have been stung for hundreds of thousands of dollars.

Similar letters are now arriving from South America, Asia, European and Arabic nations. Variations include proceeds from a will, church funds being saved from a dictatorship, and widows from the World Trade Center tragedy.