A GREAT LITTLE TIP FOR YOU ABOUT HOW TO HAVE CASH MONEY
This article is not how to be a millionaire or own fancy cars or houses. This article is to let you know how you can tuck cash, in coins and bills, away for small emergencies.
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HERE'S A GREAT LITTLE TIP FOR YOU ABOUT HOW TO HAVE CASH MONEY IN YOUR POCKET!
By Casey Carlton
This article is not how to be a millionaire or own fancy cars or houses. This article is to let you know how you can tuck cash, in coins and bills, away for small emergencies.
It will tell you how to slide a small amount away at a time until it builds up and you can feel good about it and the fact that you have some CASH money in your pocket.
Step1
How to have money. It seems like just when you need a small amount of cash, like going through the Burger King drive-thru, that all you may have in your pocket are credit cards, so you can't eat right then. You need CASH! When you get change, don't put it in your purse, start tossing it in the glove compartment. You can use it to pay for lunch next time.
Step2
When you need to have money, or when you just need a few dollars to put some gas in the car, you need CASH since your credit card may be maxed and you don't want a check to bounce because that would cost far more than the few dollars you need for gas. When you get change in bills from the drive-thru's or have a couple extra dollars in your purse, put it in the glove compartment. You'll have it next time you need a couple dollars worth of gas.
Step3
Running into the grocery store, it would be good to have some CASH to pick up a few items. Where do you get the CASH? Well, grab some of the bills and coins you tucked in the glove compartment. That's one place.
Step4
Here's some more tips on how to have some CASH money:
Step5
Whenever you buy something, you can take the change and put it in a jar at home. You can throw it all together in one jar or you can put separate coins in each jar. I prefer separate coins in each jar because I can grab all the dimes and put them in a baggie in my purse, or all the quarters. Dimes are tiny and a few add up to a lot. I sometimes put $5 worth in the baggie. That buys lunch and you get rid of the coins.
Step6
My favorite trick and another way to have CASH money is to slide some to myself and you could do this. When I make a bank deposit and it's an odd number like $228.93, I take the odd change, the $28.93 for me, and just deposit the round number. I might squirrel a ten dollar bill away for my emergency stash. I collect fives, ten's and twenties like a hobby. When I have enough I change them at the bank for a hundred dollar bill. It's harder to spend that way.
Step7
Then I tuck that hundred dollar bill away, like you can do. I find a fun hiding place and keep squirreling it away for a rainy or needful day. My most fun is to collect as many one hundred dollar bills as I can. I have gotten it up to $700 before I had an emergency.
Step8
And the fun place I hid my hundreds? In a cup in the dishwasher. And at this point I have to tell you, I wash the few dishes I use, by hand. So, no, I don't wash my hundreds! I have ironed them before just as a quirk, but no washing. Don't want the ink to wash off! Ha! Ha!
Step9
The bank machines will change your coins into bills but they charge 15%. When I think of taking $50 in change to a bank and giving up $4.50 of it for the service, I shiver. But here's a trick. Banks will take $2-$3 in change and give you back bills for it at no charge. Good time to get rid of nickels and maybe pennies. Take a baggie full of change every time you go inside the bank and have them give you bills for it. Think of how many bills you can get for a handful of dimes.
Step10
Watch the pennies and the dollars will take care of themselves, my grandmother used to say. Same thing these days. Keep sliding a few coins and a few bills and squirrel them away for that rainy day. They will add up.
Step11
You will feel good knowing that when you go to your squirrely hiding place that you can put your hand on a few dollars. Remember your mom's or grandma's suger bowl where she always kept her stash? Now you can have your own sugar bowl! [removed][removed]
Tips
- Whenever you have coins or bills, hide some away for that rainy day.
- When you spend it, just start all over again and let it build up. Pennies are money too.
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I do Step 6 all the time, it really comes in useful. Great ideas here.