How to Shop Online Safe and secure and How to Shop Online Safely and Wisely
Step
1
Use a credit card, not a debit card, for Internet purchases. Debit cards don't have the same legal protection as credit cards when it comes to limiting your liability for fraudulent use. Your bank accounts could be wiped out and you would have no legal recourse.
Step
2
Practice safe online shopping. Shop only on sites you're familiar with and
only make transactions you've initiated. Becareful of some subliminal ads that might cause a shift unconsciously in your mind to buy some stuff that you really don't need besides, that kind of advertisement has been banned buy the federal government of the united states. Just to let you know that these advertisers still believes in subliminal advertising.
Step
3
Never, ever buy anything from a site you learned about from spam email.
Spam spreads viruses to millions of computers, costing consumers millions of dollars, but it's still around because some people respond to it. If fewer people respond, spam emails will end, along with the viruses that often go with them.
How to Shop Online Safely and Wisely
Step
1
Don't make a purchase online unless you're sure the site is secure. Watch
for the padlock icon on the status bar at the bottom of your browser window to turn to the locked position, and the "http" in your address bar to turn to "https" when you go to the payment section (before you enter your credit card information). These two changes indicate that the site is secure. If you don't see these, don't enter your credit card information; your credit card number could be stolen and used without your knowledge.
Step
2
Make sure you download the most recent version of your browser to
take advantage of the most up-to-date security features and advances in encryption capabilities to protect you from Internet fraud. Hackers are constantly finding ways to get around security features in browsers; so staying current is the only way to avoid being a victim.
Step
3
Before submitting personal information to a website, read their privacy
policy to find out how the information may be used and whether it will be sold or shared with other businesses. If you don't like what you read, shop
somewhere else.
Perhaps I can add to this that the best way to guard against being ripped off by online sales or auctions is to use a bona fide online escrow company. Although it does add some cost, that will take uncertainty out of the transaction.
For my money, the best bona fide online escrow (and there seems to be ten fraudulent escrow sites for every bona fide one) is probably Escrow.com (http://escrow.com). In fact, it’s the only one that eBay recommends.
Take care,
Ulf Wolf
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